John Wesley on Money
John Wesley on Money
Paraphrased answers to contemporary questions about money based on John Wesley's sermons and writing.
Q. Why do you consider it wrong to increase one's net worth each year--to improve one's lifestyle?
A. Because the Scripture clearly forbid it. The same God who commanded that we not commit adultery or murder commanded that we not lay up treasure on earth. It is wrong because it violates the clear command of Christ.
(Sermon XXVIII Sermon on the Mount)
Q. So can rich people go to heaven, or are all rich people lost and bound for hell?
A. Yes, a rich person can go to heaven--it is not impossible-- it is just harder. It is about as hard as getting a camel through the eye of a needle. But all things are possible with God. However while having riches will not automatically keep one out of heaven, trusting riches will.
(Sermon CVIII On Riches)
Q. Why is it hard for a rich person to go to heaven?
A. Riches work against religion as follows:
(Sermon CVIII On Riches and Sermon LXVIII The Wisdom of God's Counsels)
Q. So is there anything even more dangerous to our souls than being rich?
A. Yes, most assuredly, t to want to be rich is even more dangerous. It is those who want to be rich who fall into the Devil's snare. Some become rich thorough no desire of their own--almost accidentally as a matter of inheritance or good fortune. While all riches are dangerous to one's spiritual health, the greatest danger is wanting to be rich. Riches do not always drown men in destruction and perdition, desire of riches does. (1 Tim 6:9)
(Sermon XXVII Sermon on the Mount)
Q. If being rich I dangerous, and wanting to be rich is even more dangerous, is there anything even worse then these?
A. Yes, increasing riches. If you are rich your soul is in grave danger, but there is an even greater danger in seeking to increase your riches.
(Sermon XXVII Sermon on the Mount)
Q. What is covetousness?
A. Simply this: the desire of having more.
(Sermon LXXXVII The Danger of Riches)
Q. How much does it take to be "rich?"
A. Anyone that has the basic necessities of life and any more is rich.
(Sermon CVIII On Riches)
Q. That would mean almost all of us are rich!
A. Precisely.
(Sermon CVIII On Riches)
Q. So if we are all rich, then are we all sinners?
A. It is not sinful to be rich. But it is dangerous beyond expression. The rich walk on slippery ground. It is possible to gain the world and not lose one's own soul, it is just more difficult to keep your soul while gaining the world.
(Sermon CXII Dives and Lazarus; Sermon LXXXIV The Important Question)
Q. Does being poor make one more holy?
A. In 60 years I have not met 60 rich men--perhaps not even 30--that would have not been more holy if they had been poor. By rich I mean any person who has food and clothes and anything beyond.
Q. Then what does it mean to "lay up" treasure--must we give away our paycheck as soon as we get it?
A. No, there are lawful reasons to set aside money:
(Sermon XXVII Sermon on the Mount)
Q. If it is proper to lay aside investment for business isn't that a loophole one can drive millions through?
A. It is but the operative word is "necessary" investment. Some escape this issue by living simply and reinvesting all their yield back into their business so they can claim to be cash poor but they are laying up all their value in their increased net worth even while they have little cash on hand. These misers might fool men but they will not fool God--their riches will not purchase them a pillow in hell or a drop of water to quench the fires.
(Sermon CXXVI Danger of Increasing Riches; Sermon XXVII Sermon on the Mount)
Q. So what if I am already rich (using your definition) what are your instruction to the rich?
A. Several things:
(Sermon XXVII Sermon on the Mount)
Q. But having possessions and money brings a level of happiness to me.
A. If you are seeking happiness in anything but God you are guilty of idolatry. Whatever we seek our happiness in is an idol. Money is a means of seeking gratification and thus lends itself to the sin of idolatry. A few love money for its own sake--and this is the sin of the miser. But most love money for what it can procure--happiness in the things it purchases. This is the sin of the idolater.
(Sermon LXXVIII Spiritual Idolatry)
Q. So why not be lazy and not even try to make money if money is so bad?
A. Because laziness is a sin as well. You should make as much money as you can. I try to earn all I can, chiefly through writing. Then I save all I can by living simply. This is so I can give all I can to aid the poor and needy. This is how I avoid laying up treasure on earth.
(Sermon LXXXVII The Danger of Riches; Sermon L The Use of Money)
Q. Isn't increased riches a blessing of God?
A. Riches are a blessing of God but care must be used to see that they do not become a curse.
(Sermon CXXVI Danger of Increasing Riches)
Q. So if you earn all you can by writing, and we are to earn all we can, are there no limits on what we earn, or how we earn it, so long as we give?
A. There are limits in how a Christian may earn money:
But given these limitations one should work hard and earn all you can.
(Sermon L. The Use of Money)
Q. But aren't there things we can "afford" to buy?
A. Never say that word, "afford." Who gave you this fortune? God did. Can you "afford" to squander His money on yourself? Don’t waste a single penny of God's money on superfluous things--you can never "afford" it.
(Sermon CXXVI Danger of Increasing Riches)
Q. So, should we spend all our money so we die with nothing to leave to our children?
A. Not at all. But be careful. Leaving your child money is poison they might drink and ruin their own soul. But you should leave to your child enough to ensure that they are not a burden to others, but not so much that they do not need to work.
(Sermon L. The Use of Money)
Q. What would you do if you had a great fortune to leave--divide it equally among your children?
A. I would not. If I had one child that knew the value of money and I knew they would put money to its true use I would feel it my absolute duty to leave the bulk of my fortune to that child and leave just enough to the rest of my children so that they would not be a burden on society.
(Sermon L. The Use of Money)
Q. So you say the purpose of earning and saving is giving. To what or whom should we give?
A. First you should give to yourself--food, clothes, shelter--what moderate living requires. Second, you should give to your family and employees providing for their needs. Third, if there is still money left, you should give to the household of faith--other Christians. Fourth, you should give to all men in need
(Sermon L. The Use of Money)
Q. Can these commands about money given by Jesus apply to a modern economic system and a modern world?
A. They can and they do. Indeed in many Christian graces the heathen and the Christians in developed countries are alike--in humility, or soberness, but not in this command of Christ. The heathen obey this command far better than the Christians of developed countries--it is as if the command were never given.
(Sermon XXVII Sermon on the Mount)
Q. But who lives up to this command… anyone?
A. Few indeed. Where could you find 1 in 500 a Christian who makes the least scruple to obey this command rather than laying up just as much treasure as he can. They were bred by their Christian parents without any instruction on it unless it was this: break this command as soon and as much as they could and continue breaking it to their lives' end.
(Sermon XXVII Sermon on the Mount)
Q. What consequences does this have on the church?
A. It is one of the greatest contributing factors to why Christianity has had so little effect among us.
(Sermon CXVI Causes of the Inefficacy of Christianity)
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So, what do you think? Did John Wesley totally misunderstand and misapply Scripture in his teachings on money? Or is he right, or partly right? Why do so few Christians today treat the teachings of Jesus on money with any seriousness? Are these commands now "loosed" and no longer apply in a modern economic system? And, one final question: Why do so many people who follow Wesley's teachings on holiness largely discard his teachings on money?
Paraphrased answers from John Wesley to contemporary questions on money. By Keith Drury, 2002
kdrury@indwes.eduSo what do you think?
To contribute to the thinking on this issue e-mail your response to Tuesday@indwes.edu
Other "Thinking Drafts" and writing by Keith Drury --
http://www.indwes.edu/tuesday